Terms of use

Last updated: 22 September 2026

1. About us

This website, efx-tech.online, is operated by Exchequer Risk Management FX Limited, trading as EFX Tech ("we", "us", "our").

Exchequer Risk Management FX Limited, trading as EFX Tech
Registered in England and Wales, company number 13652239
Registered office: No3 Siskin Drive, Middlemarch Business Park, Coventry, CV3 4FJ
Email: info@efx-tech.online

2. These terms

These terms govern your use of this website only. They do not govern any services we provide. Any software development, integration, automation, consultancy or support services are provided only under a separate written agreement signed with us, and that agreement governs those services.

If you do not agree to these terms, please do not use this website.

3. Using this website

You may browse this website, and print or download pages for your own reference or for your organisation's internal use. You must not:

• use the website in any way that is unlawful or fraudulent, or in connection with any unlawful or fraudulent purpose;
• attempt to gain unauthorised access to the website, the server it is stored on, or any connected system;
• introduce viruses, malware or other harmful material, or attack the website by means of a denial-of-service attack;
• use automated tools to scrape, copy or extract content in bulk; or
• send us unsolicited marketing or submit false or misleading information through our contact form.

4. Information on this website

The content of this website is provided for general information about our business and services. It is not professional, financial, legal, regulatory or technical advice, and you should not rely on it as such. Any proposal, quote or recommendation we make to you will be in writing and specific to your circumstances.

Examples, illustrations and sample figures shown on this website, including the example workflow panel on our homepage, are illustrative only. They do not describe the results of any particular client engagement and are not a promise of any specific outcome.

We work to keep the website accurate and up to date, but we do not guarantee that its content is complete, accurate or current, and we may change it at any time without notice.

5. Intellectual property

We own, or are licensed to use, all intellectual property rights in this website and its content, including its text, design, graphics, logos and code. The EFX name and logo are our trade marks. You must not use them, or reproduce any part of the website for commercial purposes, without our written permission.

The fonts used on this website are used under the SIL Open Font License.

6. Enquiries you send us

When you contact us, please do not include confidential, special category or sensitive financial information unless we have agreed a secure way to receive it. We will treat what you send in line with our privacy notice. Sending an enquiry does not create a contract between us or any obligation to provide services.

7. Availability and security

We provide this website free of charge and do not guarantee that it will always be available or uninterrupted. We may suspend, withdraw or change any part of it for business or operational reasons. We take reasonable steps to keep the website secure, but you are responsible for protecting your own devices with up-to-date security software.

8. Links to other websites

Where this website links to other sites and resources, those links are provided for your information only. We have no control over their content, and linking to them is not an endorsement.

9. Our liability to you

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the law of England and Wales.

Subject to that, and to the fullest extent permitted by law, we are not liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising from your use of, or inability to use, this website or from reliance on its content. In particular, we are not liable for loss of profits, sales, business or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss.

If you are a consumer, you have legal rights that these terms do not affect.

10. Changes to these terms

We may revise these terms at any time by updating this page. Please check it from time to time, as the version in force when you use the website applies.

11. Governing law

These terms, and any dispute or claim arising from them or from your use of this website, are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer living in Scotland or Northern Ireland you may also bring proceedings in your local courts.

12. Contact us

For any question about these terms, email info@efx-tech.online